Thursday, April 30, 2009

Dream homes: Why French Riviera property may be more accessible than you think

The phrase ‘French Riviera’ immediately conjures up images of playboy millionaires, expensive yachts and property that has an eight-figure price tag. Although there is a huge amount of wealth and exclusivity to some areas of the region, owning a French Riviera property is not necessarily the exclusive domain of the rich and famous. With a little bit of hunting and a good realtor on your side, there are properties available for a more affordable price-tag, allowing you to invest in a property that is guaranteed to increase in value, no matter what the global markets decide to do.

The name ‘French Riviera’ is a misnomer – the actual region is the Côte d'Azur and covers the
Mediterranean coastline of the southeastern corner of France, extending from Menton near the Italian border on the east to Hyères and Cassis in the west. The English term of ‘French Riviera’ originates in its popularity as a health resort for ailing British tourists in the 18th century, who flocked to the region to take advantage of its warm climate. In the later part of the 18th and early 19th centuries the region became popular as a resort for royalty and wealthy visitors, and its popularity amongst the upper echelons of society has remained intact to this day.

Property in the most popular areas of the region is still extremely expensive, but more affordable luxury properties are still available if you are prepared to broaden your search a little. The biggest problem with finding property on the French Riviera is locating realtors who deal in this exclusive marketplace. Those that do know that because of the clientele they’re dealing with discretion is a crucial factor in any property negotiations. As long as you are prepared to consider this as part of your property search and you deal with an experienced Riviera realtor, this should not cause you too much of a problem when buying French Riviera property.

The amount of development that is allowed along the French Riviera is also restricted, which makes property availability limited. However, as low cost air travel has opened the region up to a new type of clientele, developers have spotted a gap in the market and are creating studio and one or two bedroom apartments whereas previously they would have built large luxury apartments. These apartments are more expensive than a similar small house in the Limousin or Gers, but in investment terms they represent excellent value for money.

As with all property investment, location is the key. Whereas property in Cannes is always going to be almost prohibitively expensive, looking towards the outskirts of towns along the coast will often turn up far more affordable properties. The importance of the town to the region can also affect the price of property, with property around the Marseille area being considerably cheaper than that found around Cannes or Nice. Malaussena is the name to watch – this area north of Nice was previously regarded as something of a backwater, but improved transportation links have brought this area to the forefront of property development and it is rapidly gaining in popularity. However, affordable properties are still available, particularly one bedroom apartments and studio flats.

The French Riviera will always have an air of exclusivity, but with a little bit of hunting and making sure you have a realtor with local knowledge on your side, affordable French Riviera property is still available.

Wednesday, April 29, 2009

Ways of Selecting the Best Diamond Ring

As Shirley Bassey’s song goes “Diamonds are forever sparkling round my little finger” - diamonds are the hardest naturally occurring mineral and a diamond ring is what every woman dreams of displaying on their finger. It is also a material with unique physical qualities because they can hardly get damaged by another substance. Therefore the lustre and its polish will stay forever. Giving a diamond ring made out of this everlasting mineral is the most romantic way of expressing one’s love and devotion to a woman.

“Diamond” is a Greek word which means unbreakable and untamed. A diamond can only be cut by using another diamond. This precious gemstone, which originated from India about 4,000 year ago, can be cut into various shapes and depending on the expertise of the diamond cutter. Possible shapes vary from heart s to princess, oval, square and pear. While colourless diamonds are more popular and expensive, shades of blue, green, red and pink are also available but very rare. A ring adorned with a beautifully shaped diamond on your finger is definitely capable of adding a look of class and genteel to your personality.

Most people will not be satisfied with the second best, but if they can afford it, they would always go for a diamond ring to wear on their engagement or wedding day. While rings can be made in different ways, the ideal and most fashionable way would be a diamond ring selected by a groom for his future bride. The price of your ring depends on the quality of the gemstone it has. Prior to purchasing a diamond ring one should be aware of the major qualities the diamond carries. The cut, clarity, carat and the colour are the four C’s and are all that matters in a diamond. The look and value of your diamond ring depends on the gemstone it displays.

Sometimes diamond rings are made with a meaning. Solitaire rings contain one single diamond and one would also design engagement rings by using one large diamond in the centre. Three-stone diamond rings symbolise the past, present and future to show the couple’s long lasting love together. It is not only worn for an engagement or the wedding day, it is also a perfect gift idea for a birthday or a wedding anniversary.

Diamond rings can be purchased directly from the store, ordered online or custom-made according to your style, ring size and the price that suits your pocket. Geraldonline is one of UK’s largest and most renowned online jewellers who feature a wide selection of diamond rings made to suit to everyone’s taste. Styled and designed by expert jewellery designers, these rings are unique and elegant and are sure to charm the lady in your life. They can be made out of gold or white gold according to a weight you specify. A ring is also the best way to express your true love and by giving the best you truly present a token of an endless love.

Why 2009 could be a boom year for holidays in Devon

The rolling countryside and stunning coastlines of Devon have always been a major attraction to visitors, drawing tourists to this beautiful part of the world for an ideal holiday. Devon has so much to offer its visitors, and with the current economic crisis meaning everyone wants their holiday pound to go further, now has never been a better time to choose a holiday in Devon.

The global downturn has seen the pound suffer against other major currencies, particularly the Euro and the Dollar. Cheap holidays to the popular Eurozone destinations of Spain and Portugal have been hit by the pound’s poor performance against the Euro, and the plummeting exchange rate against the Dollar means that trips to the US are now over 30% more expensive than they were last year. As a result, holidaymakers are thinking far more about UK destinations and, as ever, Devon is at the top of almost everybody’s wish list.

Devon is one of the largest counties in England, covering over 2,500 square miles. Within its boundaries are two of the finest National Parks, hundreds of miles of coastline, numerous attractions and some of the most beautiful countryside in England. With so much to offer visitors, it’s no wonder that the county has enjoyed a reputation for being the premiere destination in the UK for many years. And in 2009 it’s proving to be a sound economic choice as well.

For families looking for a holiday that doesn’t break the bank, self-catering accommodation in Devon is plentiful and reasonably priced. From farmhouse to fisherman’s cottages, the opportunities to ‘go native’ in Devon are there for those unwilling to be tied to hotel menus and timetables. Devon’s reputation for top quality local produce also means that a self-catering holiday gives you the chance to taste some of the best and freshest food in the UK. The sea is still an important part of life in Devon, and as a result there is a plentiful supply of fresh fish and shellfish on offer. Traditional Devon Ruby Red beef is the pride of the county, giving visitors a chance to try truly organic beef that’s low in food miles but high in taste.

Devon has a very clement climate, warmed by prevailing south-westerly winds and sheltered from the worst excesses of the British weather. The long-term weather forecasts for 2009 indicate a warmer than average summer starting in May, which after the disastrous summer of 2008 will be welcomed by the Devon tourist industry. Even if the weathermen have got it wrong, there are plenty of attractions to keep everyone entertained, come rain or shine. From adventure parks such as Crealy and ‘The Big Sheep’, to The Living Coast exhibitions on the English Riviera at Paignton, reasonably priced, family entertainment is widely available and of very high quality. For the more adventurous, holidays in Devon offer plenty of opportunity to get out and about, with rock climbing, windsurfing and mountain-biking across the county. If your outdoor interests are a little more sedate, Devon also has some of the best salmon and trout fishing rivers in England.

Holidays in Devon are always an experience, and with the county offering so much at an exchange rate that doesn’t hit you in the pocket, it really does look like 2009 is going to be the perfect year to take advantage of a home-grown destination like Devon for your holiday.